Run your company with a CFO cadence, not scattered spreadsheets.
FourX CFO Platform turns financial readiness, monthly CFO work, forecasts, actions, decisions, lender readiness, and board-grade reporting into one operating system for owner-operated businesses.
Monthly CFO Pack
Ridgeline Construction
What changed. What it means.
Standing KPI Set
32.1%
24d
32d
0.84
- Methodology-backed
- Owner-led
- Pack-grade output
- Advisor-led software
Numbers arrive late. Decisions lose context. Reports do not create action.
Numbers arrive late.
Month-end takes three weeks to land. By the time the owner sees the P&L, the month is half over.
Decisions lose context.
The reason a forecast was revised in March is in someone's head. Six months later, no one remembers what changed.
Reports do not create action.
The Pack is delivered, the meeting happens, the decisions get made, and the Action Register lives in a Word doc no one opens until the next meeting.
A financial operating system, not another dashboard.
Four jobs the platform does for owner-operated companies. Methodology-backed, advisor-led, monthly cadence.
Financial truth
Per-client KPI configuration with monthly observations. Forecasts versioned and locked. Each version preserves the assumptions from when it was sent.
Operating rhythm
Opinionated cadence: monthly close, quarterly business review, annual forecast lock. The platform enforces the cadence the methodology requires.
Decision context
Author the Working Brief in the platform. Decisions captured time-stamped in the Decision Log, linked to actions and forecast versions.
Client-ready output
The Monthly CFO Pack is in-platform today, generated from the Working Brief, KPIs, Action Register, and Forecast Version. Lender Update, Board Pack, and Snapshot are on the roadmap.
The platform runs the FourX Financial Readiness Pathway.
A three-phase methodology developed across 18+ owner-operated client engagements: Assess where the business stands, Build the infrastructure, then run a Fractional CFO cadence. The platform turns the methodology into running software.
01
Phase 01 - Financial Readiness Assessment
Diagnostic. Where the business stands today, what to fix first.
02
Phase 02 - Build
Reporting, forecasting, decision infrastructure stood up.
03
Phase 03 - Fractional CFO
Monthly cadence. The recurring operating loop.
See Phase 03 in detailOne platform, six surfaces.
Dashboard surface
Standing KPI Set per client. Severity-aware tiles. 12-month rolling trends and current-period variance, all in one view.
Replaces: scattered Power BI tabs and one-off Excel dashboards.
See the full Phase 03 OSHow a month moves through the platform.
One closed loop. Seven steps. The cadence the methodology requires, enforced by the platform.
Every output, generated from the same source.
Standing reports for owners, controllers, lenders, and boards. Same Working Brief, same KPIs, same Forecast Version.
Executive Snapshot
Owner
Monthly CFO Pack
Owner + Controller
MFCF Report
Owner
Lender Update Package
Banker
Board Pack
Board / Advisor
Weekly Cash Flash
Owner
13-Week Liquidity Monitor
Owner + Banker
Cash / MFCF Dashboard
Owner + Controller
Built for the months that matter.
Monthly owner meeting
Owner walks in. Pack ready. Decisions teed up. Actions tracked from last month.
Cash pressure
13-week liquidity, breakup-season planning, banker conversation prepared.
Lender refinancing
Lender Update Package generated from the same source as the Pack.
Board / advisor package
Quarterly Board Pack with covenant tests, forecast bridge, decisions log.
Forecast reset
Mid-year revision, locked previous version, variance flagged in the next Pack.
Working capital cleanup
DSO, DPO, inventory turns. Action Register drives the workstream.
Firm-scoped data
Firm-scoped data isolation enforced at the database layer.
Stakeholder access
Lenders and board members get magic-link access to specific deliverables. Tokens expire.
Audit log + versioning
Every edit captured in audit_log with actor, timestamp, before/after.
Human CFO judgment
AI is used for drafting (Working Brief skeleton, Pack section drafts). Every output is human-reviewed before publish.
See what your monthly finance cadence could look like.
A 30-minute walkthrough of the platform with one of our team. We will show you the platform with data shaped like your business, walk through a Monthly CFO cycle, and answer questions.